Welcome to www.futurance.co.uk, which is owned and operated by Futurance Limited (“we”, “us”, “our”). These Website Terms of Use govern the accessing of all pages on this site by all visitors to it. If you wish to open an account on www.futurance.co.uk you will be asked to
agree to the Members Terms and Conditions which are in addition to these Website Terms of
Use.

Accessing www.futurance.co.uk

1 This site is targeted at United Kingdom residents only. If you are not a resident of the United Kingdom DO NOT USE THIS SITE. If you are not a resident of the United Kingdom the information contained on this site does not apply to you. If you apply to open an account then, when listing your place of residence and bank account details in our application form, you are representing to us that you are a resident of the United Kingdom. This is a representation on which we rely prior to opening an account for you.

2 This site is provided on an ‘as is’ basis and we cannot guarantee continuous service. We reserve the right to prevent you from accessing all or part of this site without giving any reason.

Intellectual Property

3 Futurance Limited a company incorporated in England and Wales with registered number 6316180 whose registered office is at 2nd Floor, 145-157 St John Street, London EC1V 4PY is the owner and operator of this site and proprietor of the “Futurance” unregistered trade mark, logo and get-up in the United Kingdom and the content and ‘look and feel’ of www.futurance.co.uk.

4 All other trade marks, brand names, product names and titles and copyrights used in this site are trade marks, brand names, product names or copyrights of their respective holders. No permission is given by Futurance Limited in respect of the use of any of them and such use may constitute an infringement of the holder’s rights.

5 Reproduction of part or all of the contents of this site in any form is prohibited, except that you may download to your local hard disk no more than four individual pages from this site for your personal and private use only. You may not under any circumstances merge, adapt or otherwise alter the contents of this site.

Linking

6 You may link your website or web page to www.futurance.co.uk and by doing so you agree to abide by the following terms:

6.1 you may link your website or web page to the www.futurance.co.uk homepage without our written consent, but you must have our prior written consent to ‘deep-link’ to any other www.futurance.co.uk web page;

6.2 you agree to remove any link to any page or part of www.futurance.co.uk upon request by us;

6.3 you will not link to www.futurance.co.uk from any website or web page which contains content which is illegal or unlawful under the laws of any United Kingdom country or which any reasonable person would find distasteful or offensive;

6.4 you will not represent or purport in the website or web page containing the link to www.futurance.co.uk or otherwise that you or your firm or company are associated, endorsed, partnered, or involved in any other commercial relationship with us or www.futurance.co.uk.

Disclaimer

7 Pages on this site may contain information on investments. No such information should be taken to constitute financial advice, recommendation, representation or endorsement by us. If you decide to make real investments based on information on this site, you must be aware that all such investments carry financial risk, that their value can go down as well as up and that past performance is no guarantee of future performance. Futurance Limited recommends that if you are considering making real investments you should consult an Independent Financial Adviser to obtain financial advice specific to your situation. Your use of www.futurance.co.uk constitutes your agreement and representation to us that you take full responsibility for your own investment research and decisions.

8 Futurance Limited makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties. In addition, Futurance Limited makes no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may be out of date or contain technical inaccuracies or typographical errors. All liabilities of
Futurance Limited howsoever arising for any such outdatedness, inaccuracy or error is expressly excluded to the fullest extent permitted by law.

9 www.futurance.co.uk includes links to information provided by other third party websites. We neither control nor take responsibility for the content or availability of such websites and expressly exclude liability for any loss or damage which you may suffer as a result of using such third party website. If you enter into a contract with any such third party website please read their terms and conditions as your contract is with them, not us. We do not offer for sale or subscription any of the goods or services which you may be able to obtain through such third party websites and
simply operate as a portal which enables you to gain access to them.

10 Neither Futurance Limited nor any of its directors, employees or other representatives will be liable for loss or damage arising out of or in connection with the use of this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

11 Notwithstanding the foregoing, none of the exclusions and limitations in these Website Terms of Use except paragraph 1 are intended to limit any rights you may have as a consumer under statutory rights which may not be excluded nor in any way to exclude or limit Futurance Limited’s liability to you for death or personal injury resulting from Futurance Limited’s negligence or that of its directors, agents or employees.

12 We may make changes to these Website Terms of Use at any time. Such changes take effect from the time at which they are posted on this page but it is your responsibility to check for changes on a regular basis. Your continued use of www.futurance.co.uk constitutes your agreement to such changes.

13 If any provision of these Website Terms of Use is held to be void or declared illegal, invalid or unenforceable for any reason whatsoever, that provision shall be divisible from these Website Terms of Use and shall be deemed to be deleted and the validity of the remaining provisions shall not be affected.

Governing Law

14 By accessing www.futurance.co.uk you agree that the laws of England and Wales govern all and any visits and other transactions conducted through www.futurance.co.uk and with Futurance Limited and you agree to submit irrevocably to the exclusive jurisdiction of the courts of England.