useful sites for family finance ...
www.direct.gov.uk/en/MoneyTaxAndBenefits/index.htm
www.direct.gov.uk/en/Parents/HavingABaby/index.htm
www.direct.gov.uk/en/Parents/Childcare/index.htm
www.bbc.co.uk/parenting/family_matters/finance_index.shtml
www.channel4.com/4homes/magazine/jan_07/extensions_guide.html